hé / lǐ / guī / huà / gè / rén / chǔ / xù / kě / yǐ / bāng / zhù / wǒ / men / yìng / duì / tū / fā / kāi / zhī合理规划个人储蓄,可以帮助我们应对突发开支。Planning your personal savings wisely can help you handle unexpected expenses.