rú / guǒ / zhǐ / zhī / dào / huā / qián / ér / bù / gōng / zuò / chí / zǎo / huì / zuò / chī / shān / kōng如果只知道花钱而不工作,迟早会坐吃山空。If you only spend money without working, you will eventually use up all your wealth.