qǐ / yè / xū / yào / dìng / qī / píng / gū / xìn / yòng / fēng / xiǎn / bì / miǎn / chū / xiàn / yán / zhòng / de / cái / wù / sǔn / shī企业需要定期评估信用风险,避免出现严重的财务损失。Companies need to assess credit risk regularly to avoid serious financial losses.