duǒ / zhài / bù / néng / jiě / jué / wèn / tí / zuì / hǎo / jǐn / kuài / hé / zhài / zhǔ / shāng / liang / huán / kuǎn / jì / huà躲债不能解决问题,最好尽快和债主商量还款计划。Avoiding creditors cannot solve the problem; it is best to discuss a repayment plan with them soon.