zhè / bǐ / dìng / cún / míng / nián / dào / qī / dào / shí / hou / wǒ / men / zài / jué / dìng / zěn / me / shǐ / yòng / zhè / bǐ / qián

这笔定存明年到期，到时候我们再决定怎么使用这笔钱。

This time deposit matures next year, and we will then decide how to use the money.