Rú / guǒ / xìn / yòng / kǎ / li / chū / xiàn / yì / jiǎo / kuǎn / kě / yǐ / shēn / qǐng / tuì / huí / huò / dǐ / kòu / xià / cì / zhàng / dān

如果信用卡里出现溢缴款，可以申请退回或抵扣下次账单。

If a credit card has an overpayment, you can request a refund or apply it to the next bill.