rú / guǒ / yuè / xī / tài / gāo / wǒ / men / jiù / chéng / dān / bù / qǐ / zhè / bǐ / dài / kuǎn如果月息太高,我们就承担不起这笔贷款。If the monthly interest is too high, we will not be able to afford this loan.