fā / shēng / shì / gù / hòu / bǎo / hù / yīng / jǐn / kuài / xiàng / bǎo / xiǎn / gōng / sī / bào / àn发生事故后,保户应尽快向保险公司报案。After an accident, the policyholder should report it to the insurance company as soon as possible.