Fā / shēng / yì / wài / shí / bǎo / é / néng / bāng / zhù / jiǎn / qīng / wǒ / men / de / jīng / jì / fù / dān

发生意外时，保额能帮助减轻我们的经济负担。

In the event of an accident, the coverage can help reduce our financial burden.