Yín / háng / yǐ / jīng / bǎ / zhè / bǐ / cháng / qī / wú / fǎ / shōu / huí / de / dài / kuǎn / liè / wéi / dāi / zhàng

银行已经把这笔长期无法收回的贷款列为呆账。

The bank has classified this long-unrecoverable loan as bad debt.