miàn / duì / yǒu / fēng / xiǎn / de / tóu / zī / wǒ / men / yīng / gāi / jì / zhù / zuò / bù / chuí / táng / de / dào / lǐ面对有风险的投资,我们应该记住坐不垂堂的道理。When facing risky investments, we should remember the principle of staying out of danger.