jīn / nián / shǒu / tào / fáng / dài / kuǎn / lì / lǜ / xià / fú / hòu / gòu / fáng / zhě / de / yuè / gòng / shǎo / le / bù / shǎo今年,首套房贷款利率下浮后,购房者的月供少了不少。This year, after first-home mortgage rates were lowered, buyers' monthly payments decreased considerably.