yóu / yú / fēng / xiǎn / jiào / gāo / hěn / duō / yín / háng / bù / yuàn / yì / tí / gōng / huó / qī / dài / kuǎn

由于风险较高，很多银行不愿意提供活期贷款。

Because the risk is relatively high, many banks are unwilling to offer demand loans.