tā / bù / xiǎng / kào / pàn / cái / zhuàn / qián / ér / shì / xuǎn / zé / wěn / tuǒ / de / tóu / zī

他不想靠拚财赚钱，而是选择稳妥地投资。

He does not want to make rash speculations to earn money, so he chooses to invest cautiously.