liǎo / jiě / yǎng / lǎo / bǎo / xiǎn / de / jiǎo / fèi / guī / dìng / duì / ān / pái / tuì / xiū / shēng / huó / hěn / zhòng / yào了解养老保险的缴费规定,对安排退休生活很重要。Understanding old-age insurance payment rules is important for planning retirement.