nǐ / jiè / tā / de / qián / gǎn jǐn / huán zhàng / ba / miǎn dé / yǐng xiǎng / xìn yù

你借他的钱赶紧还账吧，免得影响信誉。

You should pay back the money you borrowed from him quickly, so as not to damage your credit.