rú guǒ / wú fǎ / cháng huán / dài kuǎn / yín háng / yǒu quán / chǔ lǐ / dǐ yā pǐn

如果无法偿还贷款，银行有权处理抵押品。

If the loan cannot be repaid, the bank has the right to dispose of the collateral.