hóng bāo shì hé zhù fú huò xiǎo é hù dòng zhuǎn zhàng gèng shì hé AA fáng zū hé bào xiāo

红包适合祝福或小额互动，转账更适合 AA、房租和报销。

Red packets are suitable for blessings or small interactions, while transfers are better for splitting bills, rent, and reimbursements.