tóu / zī / shí / yào / xué / huì / bì / xiǎn / bú / yào / bǎ / suǒ / yǒu / qián / dōu / tóu / dào / gāo / fēng / xiǎn / xiàng / mù / lǐ

投资时要学会避险，不要把所有钱都投到高风险项目里。

You need to learn to avoid risk when investing, and don't put all your money into high-risk projects.