liáng hǎo / de / xìn yòng píng jí / kě yǐ / bāng zhù / qǐ yè / huò dé / gèng dī / lì lǜ / de / dài kuǎn良好的信用评级可以帮助企业获得更低利率的贷款。A good credit rating can help companies obtain loans with lower interest rates.