jiān guǎn / bù mén / zhèng zài / yán chá / gāo lì / fàng dài / xíng wéi / bǎo hù / jiè kuǎn rén / de / hé fǎ / quán yì监管部门正在严查高利放贷行为,保护借款人的合法权益。Regulators are investigating usurious lending practices to protect borrowers' legal rights and interests.