zài / zhèqǐ / jiāotōngshìgù / zhōng / bǎoxiǎngōngsī / xūyào / quèrèn / shìfǒu / cúnzài / dìsānzhě / zérèn在这起交通事故中,保险公司需要确认是否存在第三者责任。In this traffic accident, the insurance company needs to determine whether there is third-party liability.