kāihùháng búshì dǎkāi yínháng de yìsi érshì zhè zhāng kǎ zuìchū kāihù de yínháng wǎngdiǎn huò jīgòu míngchēng

开户行不是“打开银行”的意思，而是这张卡最初开户的银行网点或机构名称。

The 'account opening bank' does not mean 'open a bank', but rather the bank branch or institution where this card was first opened.